Franklin Street Partners

+1-877-489-2600 franklin@franklin-street.com

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At Franklin Street Partners, we combine perspective on the financial markets with a deep understanding of the goals of our clients, whether individuals, multigenerational families, foundations, or institutions. And because we make a fiduciary commitment to each client, your interests are the driving force in each investment decision we make.

Craig Sullivan and the fixed income team outline the Economic and Fixed Income Outlook for 2023

Christy Phillips and the investment team outline the Investment Outlook for 2023

Dennis Greenway and the equity team outline the Equity Outlook for 2023

©Franklin Street Advisors, Inc., and Franklin Street Trust Company, All Rights Reserved. 1450 Raleigh Road, Suite 300, Chapel Hill, NC 27517 · 1-877-489-2600 • Important Disclosures

Franklin Street Advisors, Inc., is an investment adviser registered with the U.S. Securities and Exchange Commission (SEC). Registration as an investment adviser does not imply any level of skill or training. Additional information about the advisory services offered by Franklin Street Advisors, Inc., is available upon request and also on the SEC’s website at www.adviserinfo.sec.gov.

Franklin Street Trust Company is a non-depository trust company chartered by the State of North Carolina and regulated by the North Carolina Office of the Commissioner of Banks. Neither Franklin Street Advisors, Inc., nor Franklin Street Trust Company is FDIC-insured, but both are wholly-owned, indirect subsidiaries of Fifth Third Bank, National Association and Fifth Third Bancorp.

Franklin Street Partners is a dba for Franklin Street Advisors, Inc., and Franklin Street Trust Company, which includes references to our former parent entity, Franklin Street Partners, Inc.

Investment Products Are: Not a Deposit | Not FDIC Insured | Not Insured By Any Federal Government Agency | Not Bank Guaranteed | May Lose Value